Sunday, February 10, 2008

Fully Protecting Your Assets Of Your Home

Fully Protecting Your Assets Of Your Home by Lance Mohr

If you recently have made the purchase of a new home in the Tampa real estate market, there are still some other important steps that you need to take in order to fully get your house in order (so to speak). Once you have invested in a residence, you need to make certain that you have appropriate homeowners insurance in place. As part of that process, you need to make sure that you take and make an appropriate inventory of the valuables in your home, of the property that you have in your home.

If you have recently taken out a homeowner’s insurance policy that covers, among other things, the contents of personal property within your home, your work is not yet done. Many people think that they’ve done all they need to do simply by going out and purchasing a policy of homeowners insurance. But, again, there is more that must be done

You need to make an inventory of your personal property. Historically, people relied on lists of items that they had within their homes. Eventually, people began to take photographs of valuable items within their homes. While these lists are all well and good, there is a better method of creating an inventory of your possessions” recording the items with a digital video recorder

Using a record you will create the best possible record of what types of personal items that you have within your house. In addition, most camcorders allow you to date stamp the time the images were taken and saved. Once again, this really does represent the most efficient and effective manner in which you thoroughly can document the possessions that you maintain in your home.If you ever are unfortunate enough to have to file a claim with the company that provides your homeowners insurance, the camcorder recordings of your property will be an invaluable piece of information and will assist greatly in ensuring prompt payment on your claim.

Obviously, if you are faced with the difficult task of filing a claim after you have endured a loss, you absolutely do not want to have to spend a great deal of time trying to justify and document what you have lost. With a digital recording of your property, you will be in a far better position to realize a quick resolution, a favorable resolution of your claim

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